BLOG

If you are a Safeco Policyholder, please be sure to pay your premiums on or before the due date.  The company recently stopped reinstating California Policies that lapse for Non-Payment.   The California Insurance marketplace continues to deteriorate.  If you are cancelled, it is likely that you will be forced to...

February 2023 marks the 75th Anniversary of Barulich Insurance Agency.  We take a moment to reflect on the confidence placed in our office by our family of clients, and the relationship we've enjoyed with a multitude of company personnel over so many years.   We are grateful for our clients trust, and will...

Staffing shortages and supply chain issues mean many auto shops are backed up. With longer repair times ahead, it's best to consider increasing your Automobile Insurance Rental Reimbursement Coverage. Longer repair times are becoming the norm, and the delays could mean your Rental Reimbursement Coverage may be exhausted before your...

Many homeowners mistakenly hire people to perform tasks, not knowing they may be responsible for any injury the worker sustains while completing the work.   Any time an employer/employee relationship is created, the employer is responsible for injury to the employee if sustained in the course of employment.  It's always safe to...

It is that time to give thanks and to celebrate with family and friends the blessings that we enjoy, and sometimes take for granted.  Be safe and don't end up being the turkey on Thanksgiving Day!

Turkey Fryer Safety Tips:

*Many units tip over easily, be sure you are on a stable...

Extended Replacement Cost is an important and valued feature of a Homeowner Policy.  Introduced by the Industry in the 1980's, the intent of the Endorsement is to provide a cushion of extra Dwelling Coverage.  We know that the cost to rebuild is not known until you have to repair or replace your...

Popular efforts such as Uber, Lyft, and Grubhub have become common and mainstream, especially during and after the pandemic.  Many people are spending their spare time moonlighting as ride share and/or food delivery drivers, using their personal vehicle to earn extra dollars.  It's amazing technology, and offers many conveniences for both employees...

Many people are working from home remotely.  No more commute, quality time with family and pets, working in your sweats....for some it's a great arrangement.  Regardless of how it works for you, if you do have an office at home, it's a good thing to realize the limitations placed on Business...

It's often said that Homeowners, Renter's and Landlords should make a habit of checking Smoke Alarm Batteries each year in January.  No question about it, it's good to get into the practice of changing batteries in Smoke and CO2 Alarms following the Holidays.  It's a great way to start off the...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...